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Endowment Insurance Calculator

Calculate Premiums for Life Insurance with Guaranteed Payouts

What is Endowment Insurance?

Endowment insurance combines life insurance protection with a savings component. It guarantees a lump sum payout either at policy maturity or upon death, whichever comes first.

This advanced calculator uses actuarial mathematics and real mortality data from the Social Security Administration to determine fair premium pricing based on your age, desired payout, and risk tolerance.

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Actuarial Modeling

Uses 2025 SSA mortality tables

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Risk Analysis

Calculate break-even probabilities

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Growth Tracking

Visualize premium accumulation

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Custom Parameters

Adjust interest rates & risk tolerance

Launch Calculator →